About AAA
As part of the American Automobile Association (AAA) family, you can rely on AAA Life to provide the same high-quality service and products you’ve come to expect with AAA – a name that millions of Americans associate with stability and peace of mind.
Our Services
We provide a wide range of reliable and affordable insurance services tailored to meet your needs.
Term Life Insurance
Term Life Insurance from AAA Life provides valuable protection for your future and those most important to you. Term Life benefits can be used to help pay for housing expenses, a child's education, outstanding debt.
Whole Life Insurance
Whole Life Insurance provides straightforward, lifelong coverage that can help you lay the foundation for added long-term financial security. The policy builds cash value over time and once locked in your premiums never increase.
Universal Life Insurance
A Universal Life Insurance policy from AAA Life is designed for flexibility. These policies can last a lifetime, and with options offering level or flexible premiums, cash value accumulation features, and the ability to leave.
Accident Insurance
Accident insurance is available exclusively to AAA members. It can help cover the costs of recovery or loss of life from a covered accident. Cash payments generally start from day 1 of hospitalization. Coverage is available.
Why Choose Us
Trusted Industry Experience
Backed by years of knowledge and expertise in the insurance sector.
Affordable Coverage Options
Get quality insurance without breaking the bank.
24/7 Customer Support
We're here whenever you need us—day or night.
High Customer Satisfaction
Join thousands of happy clients who trust us with their protection.
Who We Are
The American Automobile Association (AAA) has been in business for over a century. In 1969, AAA Life Insurance Company became a part of AAA. While AAA supported automobile insurance and roadside assistance, the younger segment of the company – AAA Life – began offering life insurance and annuity products.
Headquartered in southeast Michigan, today AAA Life is an award-winning company with over 1.7 million active policies. We take pride in earning the trust of our policyholders with our promise to be there for them – and their families – when we’re needed most.
Our Promise
As a part of AAA, members in need of life insurance can trust in the exceptional service they’ve come to expect from a AAA brand. Delivering on the promise we make when a policy is purchased is what drives each of our agents and associates every day.
The results of our promise are reflected in our rating of A (Excellent) from AM Best (as of September 2023), which scores insurance companies on their ability to meet ongoing insurance policy and contract obligations.
Our Passion for People
At AAA Life, we are devoted to helping people protect those in their lives that are most precious to them. We take pride in providing outstanding support to our policyholders and guidance to those looking for a policy that meets their needs.
The passion we have for serving our policyholders also extends to those who make up the AAA Life team. At AAA Life, we genuinely care about and help each other.
We strive to work in symphony to accomplish our mission of helping others. We embrace a diverse, equitable, inclusive culture where all associates can feel a sense of belonging and use their unique talents and perspectives to influence, innovate, motivate, and thrive.
Let Us Help Protect Life’s Adventures
Whether your goals are big or small, AAA Life is here to help protect your journey so you can focus on making memories with the people who matter most. We make it easy to create a life insurance plan that works for you.